When you’ve been involved in a big truck accident, the damages aren’t limited to your personal injuries. Your vehicle may also be seriously damaged. So, can you recover damages for property damage to your vehicle after a big truck accident? According to Kentucky Big Truck Lawyer, Rob Morrin, the answer is yes.
Separate Policies
One key point to understand is that insurance policies for big trucks often have separate coverage for property damage. This coverage is independent of the coverage for bodily injuries. For regular non-commercial vehicles, property damage coverage might be around $25,000. However, commercial vehicles, including big trucks, typically have significantly higher coverage, often in the millions.
Independent Settlements
In the event of an accident, you don’t need to wait for your bodily injury settlement to address your vehicle damages. Morrin highlights that you can often seek a separate settlement for your vehicle relatively quickly. Insurers typically want to resolve property damage claims promptly, as they may also be responsible for providing you with a rental vehicle during repairs. Any unreasonable delays could even lead to legal action for violating the Unfair Claims Settlement Practices Act.
When your vehicle is damaged in a big truck accident, you can seek compensation for those damages independently from your bodily injury claim. Insurance policies often have specific coverage for property damage, and insurers are typically motivated to settle these claims promptly. It’s crucial to understand your rights and work with an experienced attorney like Rob Morrin to ensure you receive fair compensation for all your losses after a big truck crash.
If you live in Richmond,Kentucky, and would like to hire Rob for your Big Truck cases, visit Rob Morrin’s profile on the Esquire Elite website here: https://www.esquireelite.com/attorney/robert-morrin/.
Disclaimer: The information in this article is not intended to be legal advice. Each situation is different, and the insurance laws in your state may differ from those discussed in this article. Please seek the advice of a professional for any questions related to your specific situation.
Robert Morrin
Kentucky Big Truck Attorney
Rob Morrin, a dedicated big truck attorney in Richmond, Kentucky, is committed to justice and making a positive impact. With a focus on protecting his clients' rights, Rob founded the Morrin Law Office to provide compassionate and reliable advocacy. He earned his law degree at Salmon P. Chase College of Law and established the firm to help injured individuals who were unfairly treated by insurance companies. Recognized for his exceptional abilities, Rob is a member of the National Trial Lawyers: Top 40 Under 40 and has received various accolades. He actively engages in promoting fair elections and is a published author. With a passion for the outdoors and family time, Rob is ready to fight for his clients' rights and provide personalized representation.
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